AO Code for Students, Housewives & Minors
A common question among students, housewives, and parents applying for minor children is - What AO code should I use? The good news is there is no specific AO code for these categories.
Key Point: No Special AO Code Required
Unlike salaried individuals or business owners, students, housewives, and minors do not need a specific AO code. The system automatically assigns one based on the residential address.
Category-Wise Guidelines
| Category | AO Code Requirement | Action |
|---|---|---|
| Students | No specific code | Leave blank or use residential address code |
| Housewives | No specific code | Use residential address code |
| Minors (below 18) | No specific code | Guardian fills form, uses residential address |
| Non-employed | No specific code | Select salary below threshold option |
For Students
- No distinct AO code designated for students
- Can leave AO code field blank
- System assigns code based on postal/PIN code
- College address is NOT used - only home address
For Housewives
- Use the AO code of your residential address
- Can select "salary below certain amount" option
- If unsure, leave blank and system will assign
For Minors
- Parent/Guardian fills the PAN application
- AO code based on guardians residential address
- Minor does not need separate AO code selection
How to Find Your Residential AO Code
If you still want to enter an AO code, visit NSDL website, search by your city and locality, and select the code that matches your residential area.
